{"id":6,"date":"2026-06-16T08:44:17","date_gmt":"2026-06-16T08:44:17","guid":{"rendered":"https:\/\/graphicdesignerph.com\/temp-rgl\/?page_id=6"},"modified":"2026-06-26T05:06:04","modified_gmt":"2026-06-26T05:06:04","slug":"home","status":"publish","type":"page","link":"https:\/\/mrandmrsinsuranceph.com\/","title":{"rendered":"Home"},"content":{"rendered":"

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Who We Are<\/h2>\n

Mr. and Mrs. Insurance by the Lobusta’s or MMIL<\/strong> was formed by Mr. Ricardo “Jun” Lobusta III and Mrs. Jen Lobusta with 10 years of experience in Financial Industry. They are both Licensed Financial Advisors and Unit Managers of a Life Insurance Company. Mr. Lobusta is also a Licensed Non-Life Insurance Agent and an HMO provider.<\/p>\n

Our mission is to assist you with all your insurance needs and to become your “ONE-STOP-SHOP”<\/strong> Insurance partner.<\/p>\n

We are currently handling 500+ valued clients (individuals and companies).[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row][vc_column]

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Brands We Work
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Building lasting partnerships with trusted brands.[\/vc_column_text][\/vc_column][vc_column width=”1\/2″][vc_single_image image=”37″ img_size=”full” alignment=”center” el_class=”ceennterrs”][\/vc_column][\/vc_row][vc_row][vc_column]

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Products & Services<\/h1>\n

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LIFE & HEALTH INSURANCE<\/h4>\n

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Protect yourself and your loved ones with reliable coverage that provides financial security and peace of mind for life’s unexpected moments.<\/div> <\/div> <\/div> <\/div> [\/vc_column_inner][vc_column_inner el_class=”lifess-healthhs” width=”1\/3″ css=”.vc_custom_1781602000002{background-color: #ffed00 !important;}”][vc_column_text el_class=”ISNURANCE”]<\/p>\n

GROUP INSURANCE<\/h4>\n

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Protect your employees with comprehensive group insurance coverage designed for businesses and organizations, promoting security.<\/div> <\/div> <\/div> <\/div> [\/vc_column_inner][vc_column_inner el_class=”lifess-healthhs” width=”1\/3″ css=”.vc_custom_1781601979717{background-color: #ffed00 !important;}”][vc_column_text el_class=”ISNURANCE”]<\/p>\n

MORTGAGE REDEMPTION INSURANCE<\/h4>\n

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Protect your family from outstanding home loan obligations, providing financial security and peace of mind for the future.<\/div> <\/div> <\/div> <\/div> [\/vc_column_inner][\/vc_row_inner]
<\/div>[\/vc_column][\/vc_row][vc_row full_width=”stretch_row” bg_type=”bg_color” bg_color_value=”#ebf8ff”][vc_column width=”1\/3″][vc_tta_accordion c_icon=”chevron” c_position=”right” active_section=”0″ el_class=”docsss-imagees”][vc_tta_section title=”HMO” tab_id=”1781662767487-3e76e870-3a13″][vc_column_text el_class=”fullls-services”]Get access to quality and affordable healthcare through reliable HMO plans tailored to your needs. We help individuals, families, and businesses choose the right coverage, providing access to medical consultations, hospitalization, laboratory services, emergency care, and preventive healthcare while reducing out-of-pocket medical expenses.[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][vc_column width=”1\/3″][vc_tta_accordion c_icon=”chevron” c_position=”right” active_section=”0″ el_class=”docsss-imagees”][vc_tta_section title=”CAR INSURANCE” tab_id=”1781662792135-1a957ed4-87b6″][vc_column_text el_class=”fullls-services”]Protect your vehicle and drive with confidence through comprehensive car insurance coverage. We help you find the right policy to safeguard you against accidents, theft, natural disasters, and third-party liabilities, ensuring financial protection and peace of mind on every journey.[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][vc_column width=”1\/3″][vc_tta_accordion c_icon=”chevron” c_position=”right” active_section=”0″ el_class=”docsss-imagees”][vc_tta_section title=”TRAVEL INSURANCE” tab_id=”1781662673429-5f38accc-106e”][vc_column_text el_class=”fullls-services”]Travel with confidence knowing you’re protected against unexpected events. Our travel insurance plans provide coverage for medical emergencies, trip cancellations or delays, lost baggage, and other travel-related risks, giving you peace of mind whether you’re traveling for business or leisure.[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” bg_type=”bg_color” bg_color_value=”#ebf8ff”][vc_column width=”1\/3″][vc_tta_accordion c_icon=”chevron” c_position=”right” active_section=”0″ el_class=”docsss-imagees”][vc_tta_section title=”FIRE INSURANCE” tab_id=”1781663573991-58f26868-ce99″][vc_column_text el_class=”fullls-services”]Protect your home, business, and valuable assets from the financial impact of fire and other covered risks. Our fire insurance solutions provide reliable coverage for property damage, helping you recover quickly and giving you peace of mind when the unexpected happens.[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][vc_column width=”1\/3″][vc_tta_accordion c_icon=”chevron” c_position=”right” active_section=”0″ el_class=”docsss-imagees”][vc_tta_section title=”HEIRS BOND” tab_id=”1781663574050-84341abe-997a”][vc_column_text el_class=”fullls-services”]Ensure a smooth and secure transfer of assets with an Heirs’ Bond. This insurance solution provides the financial guarantee often required for the settlement of an estate, helping heirs process claims and distribute inherited assets more efficiently while complying with legal requirements.[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][vc_column width=”1\/3″][vc_tta_accordion c_icon=”chevron” c_position=”right” active_section=”0″ el_class=”docsss-imagees”][vc_tta_section title=”MARINE & CARGO INSURANCE” tab_id=”1781663574107-70b5302d-066d”][vc_column_text el_class=”fullls-services”]Protect your goods throughout their journey with comprehensive marine and cargo insurance. Whether transporting products by land, sea, or air, this coverage helps safeguard your shipments against loss, damage, theft, and other unforeseen risks, ensuring greater security and peace of mind for your business.[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” bg_type=”bg_color” bg_color_value=”#ebf8ff”][vc_column width=”1\/3″][vc_tta_accordion c_icon=”chevron” c_position=”right” active_section=”0″ el_class=”docsss-imagees”][vc_tta_section title=”CONTRACTOR’S ALL RISK INSURANCE” tab_id=”1781663607196-f8efea6e-6134″][vc_column_text el_class=”fullls-services”]Protect your construction projects with comprehensive coverage against unexpected risks during the construction period. Contractor’s All Risk (CAR) Insurance helps cover accidental loss or damage to the project, construction materials, equipment, and third-party liabilities, providing financial protection and confidence from project start to completion.[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][vc_column width=”1\/3″][vc_tta_accordion c_icon=”chevron” c_position=”right” active_section=”0″ el_class=”docsss-imagees”][vc_tta_section title=”SURETY BOND” tab_id=”1781663607290-c24fb426-73f7″][vc_column_text el_class=”fullls-services”]Meet contractual and legal requirements with reliable surety bond solutions. A surety bond provides a financial guarantee that contractual obligations will be fulfilled, offering protection to project owners, government agencies, and other stakeholders while helping businesses build trust and credibility.[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][vc_column width=”1\/3″][vc_tta_accordion c_icon=”chevron” c_position=”right” active_section=”0″ el_class=”docsss-imagees”][vc_tta_section title=”OTHER INSURANCE SOLUTIONS” tab_id=”1781663607377-ae2226fc-8e65″][vc_column_text el_class=”fullls-services”]We offer a wide range of insurance solutions to meet your unique personal and business needs. Whether you’re looking for specialized coverage or customized insurance plans, our team is committed to helping you find the right protection with trusted providers, ensuring peace of mind every step of the way.[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” bg_type=”bg_color” bg_color_value=”#ebf8ff”][vc_column]
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Achievements &
\nHonors<\/h2>\n

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International Quality Awardee \u2013 Platinum Level<\/h4>\n

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Producers League Qualifier<\/h4>\n

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Million Dollar Round Table (MDRT) \u2013 Top 1% Worldwide<\/h4>\n

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Macaulay Club \u2013 Sun Life’s Top 6% Nationwide<\/h4>\n

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Consistent Grand Slam National Medallion Awardee<\/h4>\n

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Top 50 Agents of BPI\/MS Insurance Corp.<\/h4>\n

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Director’s and Jetsetter’s Club Member<\/h4>\n

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Prestige Producer of Prudential Guarantee<\/h4>\n

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Major Insurance Projects
\nSuccessfully Handled<\/h2>\n

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2 Billion Contract for an “AAA” PCAB-Rated Company<\/h4>\n

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1 Billion Contract for an “AAA” PCAB-Rated Company<\/h4>\n

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500 Million Contract for an “AAA” PCAB-Rated Company<\/h4>\n

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306 Million Contract for an “AA” PCAB-Rated Company<\/h4>\n

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299 Million Contract for an “AA” PCAB-Rated Company<\/h4>\n

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100 Million Contract for an “AA” PCAB-Rated Company<\/h4>\n

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Client Testimonials & Reviews<\/h3>\n

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